> USA Merchant Cash Advances | Small Business Loan | Unsecured Funding | Working Capital Financing - How It Works
How It Works

We Don’t Get Paid Until You Get Paid

Your payments are based on a small fixed percentage (what we call a "withholding percentage") of your future debit and credit card sales. We analyze the profitability of your business to determine a withholding percentage that allows your business to continue operating profitably during our program (which is typically between 2-10%). The withholding percentage is taken from each debit/credit card transaction and is applied to your balance, paying it down until it is satisfied. The balance consists of the funded amount, plus a fee that is determined through our application process. The fee stays constant regardless of how long it takes you to pay your balance. And the best part is, it’s instant and automatic, so there’s no need to write cheques!

offers preferential pricing to trusted repeat clients. Also, if you have assets you can use as collateral (for example, if you are purchasing equipment with your cash advance or you have personal property), we may be able to offer you a discount on the merchant cash advance fee (this is optional). Qualifications for a merchant cash advance are determined by your past credit and debit card transactions. Apply now to see how much you can qualify for.